HELOC

The bank’s favorite trap, where you turn your home equity into a 5-year foreclosure.

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differ
02/16/2026

The easy-money illusion that lets homeowners spend tomorrow’s equity on today’s wants while banks quietly own more of their house.

soso
02/16/2026

The financial product that turns rising home values into spendable cash right before the market corrects and leaves you underwater.

Post It
02/16/2026

The variable-rate gamble where low introductory rates lure you in then the Fed hikes and your payment jumps 50% overnight.

liter
02/16/2026

The financial flexibility scam that sounds great until the variable rate turns your monthly payment into a second mortgage on steroids.

What do you think?

169 Points

Fair Housing Act

America First